It is right time for you to stop the use of tobacco otherwise it would be extremely difficult for you to get rid of this habit later on and its use not only stunts your body but also clouds the brain. All commitments and financial transactions need to be handled carefully. Do not let your friends take advantage of your generous behaviour. Try to be a realist in your affair. Keep away from signing any new joint ventures and partnerships. Resist associating with people that will harm your reputation.